save money. shorten your term. tap your equity.
Whether you want a lower payment, a faster payoff, or cash from your home's equity, we'll help you find the refinance that fits — and we'll service the loan for life.
Why refinance
four reasons to look at your rate
Refinancing isn't only about lower interest. Here's what most homeowners are after.
Lower your monthly payment
If rates have dropped or your credit has improved, refinancing can mean real savings every month.
Pay off your home sooner
Switch from a 30-year to a 15- or 20-year term and own your home outright years ahead of schedule.
Tap into your home's equity
Use a cash-out refinance to consolidate debt, fund a renovation, or cover major expenses.
Drop mortgage insurance
If you've built up enough equity, refinancing can let you remove PMI and pocket the difference.
Programs
find the right refinance for you
From simple rate-and-term to streamlined VA refinances, we offer every major refinance program.
Lower your rate or term
Rate-and-Term Refinance
Lower your interest rate, change your loan term, or both — without taking cash out.
- Reduce monthly payment
- Switch from ARM to fixed
- Shorten your payoff window
Most common
Cash-Out Refinance
Refinance for more than you owe and pocket the difference for renovations, debt, or major purchases.
- Funds at closing
- Fixed or adjustable
- Tax advantages may apply
FHA homeowners
FHA Streamline
A faster, lower-documentation refinance for borrowers already in an FHA loan.
- No appraisal often required
- Reduced paperwork
- Lower closing costs
VA homeowners
VA Interest Rate Reduction (IRRRL)
Veterans can refinance an existing VA loan into a lower rate with minimal hassle.
- No appraisal required
- Limited credit underwriting
- Roll closing costs into loan
How it works
four steps from start to close
Apply online
Five minutes is all it takes. We'll pull your credit and review your options together.
Lock your rate
Pick the loan that fits your goals and lock in a rate you're comfortable with.
Underwriting
Our team handles the paperwork. We'll keep you posted and request only what we need.
Close at your pace
Sign at your home, our office, or remotely. Then we service your loan — for life.
The TruView difference
why borrowers stay with us
We service your loan
Most refinances stay with us — one team you can call from day one through payoff.
No surprise fees
Clear, itemized closing costs before you commit. No bait and switch.
Built for speed
Streamlined underwriting and a single point of contact mean fewer delays at closing.
Talk to a person
refinance specialists, not call centers
Every TruView loan officer is a licensed expert who'll walk you through the numbers — no pressure.
Refinancing felt overwhelming until I called TruView. They walked me through three options, ran the numbers honestly, and we closed in under a month. My payment dropped by $380.
FAQ
answers to common questions
ready to see your numbers?
Get a no-pressure rate quote in five minutes, or talk to a loan officer first. Either way, we'll walk you through every option.