Turn yourself into a cash buyer.

Make all-cash offers on the home you want — even if you have a mortgage to take out, or an existing home to sell. Win in any market.

Start application

How it works

Six steps to your new home.

From pre-approval to keys, NAF Cash and TruView walk you through every move.

STEP 01

Get pre-approved

Start with a TruView loan officer. We confirm your purchasing power so NAF Cash can back your offer.

STEP 02

Make a cash offer

Bid on your new home with the strength of cash — no financing contingency, no inspection-driven delays.

STEP 03

NAF Cash buys the home

NAF Cash purchases the property on your behalf so you can move in immediately.

STEP 04

Sell your old home

List your existing home on your timeline — no rush, no double mortgage stress.

STEP 05

Close your mortgage

Finish your TruView mortgage application with the same loan officer who started the process.

STEP 06

Buy from NAF Cash

Use your new mortgage to officially purchase the home from NAF Cash. The keys are already yours.

Who it's for

Built for the tough situations.

If timing, competition, or a contingent offer is killing your chances, NAF Cash flips the script.

Move-up buyers

You found the next home but haven't sold the current one. Don't let timing kill the deal.

Relocating professionals

Job timeline forcing your hand? Lock the new home, sell the old one when ready.

Competitive markets

Multiple-offer situation? A cash-backed bid almost always wins out.

First-time buyers needing leverage

Compete with investors and out-of-town cash buyers on a level playing field.

NAF Cash vs. a traditional offer

Same buyer. Same home. Two very different stories.

NAF CashTraditional

Closing speedDays, not weeks30–45 days typical

Financing contingencyNoneRequired

Move in before sellingYesNo

Seller acceptance rateHigher — cash winsLower in competitive markets

Negotiating powerStrongLimited

FAQ

Common questions.

NAF Cash charges a transaction fee of 1.50%–7.5% of the home's purchase price, depending on your state and program. Your TruView loan officer will walk through the exact cost before you commit.

Yes — NAF Cash works in tandem with a New American Funding mortgage. TruView Lending is powered by NAF, so your loan officer handles both pieces.

NAF Cash is available in most U.S. states but not all. Get in touch and your loan officer will confirm availability for your specific market.

Most NAF Cash transactions close within days of the seller accepting your offer, then you have the time you need to sell your previous home and finish the mortgage.

You stay in the new home and continue the mortgage process at your own pace. NAF Cash holds the property until your loan closes.

Yes. First-time buyers and renters can use NAF Cash to compete with cash buyers in competitive markets, even without an existing home to sell.

Ready to make a cash offer?

Start with a TruView loan officer. We'll confirm your purchasing power, walk through NAF Cash availability in your state, and back your offer with cash.

Start application